Comments for Retirement with a Plan http://retirementwithaplan.wordpress.com From Personal Finance Author and Retirement Planning Expert Paul Petillo Fri, 17 Jul 2009 18:36:08 +0000 http://wordpress.com/ hourly 1 Comment on Retirement Plannng: The Doubling Effect by Affordable Housing Dutchess County NY http://retirementwithaplan.wordpress.com/2009/03/30/retirement-plannng-the-doubling-effect/#comment-282 Affordable Housing Dutchess County NY Fri, 17 Jul 2009 18:36:08 +0000 http://retirementwithaplan.wordpress.com/?p=378#comment-282 Retirement is a scary thought sometimes, wondering if you saved enough money to last you. If you don't think you need your big home anymore, think about selling it and moving into a senior living community. They have affordable rates for seniors who can live and be comfortable in the community around them. Not to mention make extra money on your house which can help you live more comfortably for longer. Retirement is a scary thought sometimes, wondering if you saved enough money to last you. If you don’t think you need your big home anymore, think about selling it and moving into a senior living community. They have affordable rates for seniors who can live and be comfortable in the community around them. Not to mention make extra money on your house which can help you live more comfortably for longer.

]]> Comment on Retirement Planning: Perhaps Not so Bad… But Then Again by retirementwithaplan http://retirementwithaplan.wordpress.com/2009/03/25/retirement-planning-perhaps-not-so-bad-but-then-again/#comment-264 retirementwithaplan Tue, 16 Jun 2009 00:32:06 +0000 http://retirementwithaplan.wordpress.com/?p=372#comment-264 Kim, One percent is not as bad a some but still not great. If you had assumed that you would be able to save enough in five years to retire, that is not good news. But if you are planning on a much later date, you are off to a good start provided you continue to channel money into the plan and you are taking the appropriate amount of risk. These market issues will come to pass and after some corrections, I think you will find your plan doing much better in five years. Good luck and keep investing! Kim,

One percent is not as bad a some but still not great. If you had assumed that you would be able to save enough in five years to retire, that is not good news. But if you are planning on a much later date, you are off to a good start provided you continue to channel money into the plan and you are taking the appropriate amount of risk. These market issues will come to pass and after some corrections, I think you will find your plan doing much better in five years.

Good luck and keep investing!

]]> Comment on Retirement Planning: Perhaps Not so Bad… But Then Again by kim murray http://retirementwithaplan.wordpress.com/2009/03/25/retirement-planning-perhaps-not-so-bad-but-then-again/#comment-263 kim murray Mon, 15 Jun 2009 23:36:55 +0000 http://retirementwithaplan.wordpress.com/?p=372#comment-263 I started my insurance business becasue my corporate advised me to put my saving in 401k plan and my results of earning for over 5 years was -1%. How will I retire off that. I started my insurance business becasue my corporate advised me to put my saving in 401k plan and my results of earning for over 5 years was -1%. How will I retire off that.

]]> Comment on Retirement Planning: Confusing Saving with Investing by kbgunman http://retirementwithaplan.wordpress.com/2009/03/11/retirement-planning-confusing-saving-with-investing/#comment-251 kbgunman Sat, 28 Mar 2009 18:23:45 +0000 http://retirementwithaplan.wordpress.com/?p=346#comment-251 Nice analogy about the horse and the stall. I like to think of savings as an emergency fund to handle life's unexpecteds. Investing is additional money set aside for a specific purpose (growth). Good stuff. Nice analogy about the horse and the stall. I like to think of savings as an emergency fund to handle life’s unexpecteds. Investing is additional money set aside for a specific purpose (growth). Good stuff.

]]> Comment on Retirement Planning: Confusing Saving with Investing by bob ferguson http://retirementwithaplan.wordpress.com/2009/03/11/retirement-planning-confusing-saving-with-investing/#comment-241 bob ferguson Sat, 14 Mar 2009 19:32:02 +0000 http://retirementwithaplan.wordpress.com/?p=346#comment-241 Nice job Paul! Does one of your other books cover the topics of a reverse mortgage or Social Security opportunities? Nice job Paul! Does one of your other books cover the topics of a reverse mortgage or Social Security opportunities?

]]> Comment on Retirement Planning: Confusing Saving with Investing by Retirement Planning: High Risk in a Conservative Approach « Retirement with a Plan http://retirementwithaplan.wordpress.com/2009/03/11/retirement-planning-confusing-saving-with-investing/#comment-234 Retirement Planning: High Risk in a Conservative Approach « Retirement with a Plan Fri, 13 Mar 2009 12:40:27 +0000 http://retirementwithaplan.wordpress.com/?p=346#comment-234 [...] during any sort of recovery is akin to stuffing it under your mattress. (The key to investing is making your money work, assuming a little or a lot of risk and doing so for the rewards while [...] [...] during any sort of recovery is akin to stuffing it under your mattress. (The key to investing is making your money work, assuming a little or a lot of risk and doing so for the rewards while [...]

]]> Comment on Retirement Planning: Engineering the Perfect Retirement Cocktail by Retirement Planning: One Retirement before Another « Retirement with a Plan http://retirementwithaplan.wordpress.com/2009/02/05/retirement-planning-engineering-the-perfect-retirement-cocktail/#comment-190 Retirement Planning: One Retirement before Another « Retirement with a Plan Fri, 20 Feb 2009 13:05:57 +0000 http://retirementwithaplan.wordpress.com/?p=280#comment-190 [...] subject of retirement planning that should not be separated and one that concerned itself with the The Perfectly Engineered Retirement Plan that this is actually a joint effort. Except when you retire before your significant [...] [...] subject of retirement planning that should not be separated and one that concerned itself with the The Perfectly Engineered Retirement Plan that this is actually a joint effort. Except when you retire before your significant [...]

]]> Comment on Retirement Planning: Separate Retirements by Retirement Planning: One Retirement before Another « Retirement with a Plan http://retirementwithaplan.wordpress.com/2009/02/17/retirement-planning-separate-retirements/#comment-189 Retirement Planning: One Retirement before Another « Retirement with a Plan Fri, 20 Feb 2009 13:05:50 +0000 http://retirementwithaplan.wordpress.com/?p=306#comment-189 [...] retirement plans, savings, social security trackback I mentioned in the previous blog entry on this subject of retirement planning that should not be separated and one that concerned itself with the The Perfectly Engineered [...] [...] retirement plans, savings, social security trackback I mentioned in the previous blog entry on this subject of retirement planning that should not be separated and one that concerned itself with the The Perfectly Engineered [...]

]]> Comment on Retirement Planning: Explaining 401(k) Rules for Withdrawal by Retirement Planning: Engineering the Perfect Retirement Cocktail « Retirement with a Plan http://retirementwithaplan.wordpress.com/2009/02/02/retirement-planning-explaining-401k-rules-for-withdrawal/#comment-174 Retirement Planning: Engineering the Perfect Retirement Cocktail « Retirement with a Plan Thu, 05 Feb 2009 14:22:09 +0000 http://retirementwithaplan.wordpress.com/?p=264#comment-174 [...] until you reach that age marker. If you find yourself without a job at age 55, you can begin to tap those plans as [...] [...] until you reach that age marker. If you find yourself without a job at age 55, you can begin to tap those plans as [...]

]]> Comment on Retirement Planning: Explaining 401(k) Rules for Withdrawal by Retirement Planning: The Job Change and Your Retirement Plan « Retirement with a Plan http://retirementwithaplan.wordpress.com/2009/02/02/retirement-planning-explaining-401k-rules-for-withdrawal/#comment-173 Retirement Planning: The Job Change and Your Retirement Plan « Retirement with a Plan Wed, 04 Feb 2009 13:49:35 +0000 http://retirementwithaplan.wordpress.com/?p=264#comment-173 [...] The first thought is: It is my money, i want it. Your old company will be more than happy to cut you a check and once in hand, the temptation can be almost overwhelming. But there are problems with this approach and you should know what they are. (Find out more about exceptions and rules to 401(k) withdrawals here.) [...] [...] The first thought is: It is my money, i want it. Your old company will be more than happy to cut you a check and once in hand, the temptation can be almost overwhelming. But there are problems with this approach and you should know what they are. (Find out more about exceptions and rules to 401(k) withdrawals here.) [...]

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